This book talks about how to exploit business and service design techniques for business advantage in the financial sector. It does so, not through the theory but rather through how to deal with the enduring business issues and by addressing practical problems. The business issues that banks are using this new technology to address are long lasting. Hence the need to look at:

• how banks exploit the opportunities created by this new technology and

• how the banks will function differently.

These business issues are faced by both established banks and the relatively new Fintech sector. Fintechs have the advantage of being end-to-end designed from the outset but do not have the brand or depth of data available to established playe...

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This inspiring book addresses questions such as: How can we become active within our own learning and unlearning process? What happens when we open to the wisdom of the body? Or for the knowledge that comes from conversations around the dinner table? How can we make time to really listen and not to understand? This publication is an invitation to deal openly and critically with numerous artistic learning methods such as making, listening, talking, researching, voting, asking questions and col...

Part 5 of the series “The Science of Sailing” has been allotted to four distinct topics. The first of these is associated with force- and moment equilibrium and free moments—the basis for the calculation of the performance of sailing craft. The second deals with the lift, drag, and moment properties of foils and foil sections such as keels and rudders. The third covers the design and performance of different hull forms, and the fourth is my personal account of the design of “Australia...

Gerard Heymans (1857-1930) was the founder of psychology in the Netherlands, and established the first psychological laboratory. After becoming professor, he first looked for general psychological laws, and later became interested in how people differ. Heymans investigated this question by studying biographies and collecting survey data. With this rigorous approach that far exceeded the standards of his time, he arrived at three basic dimensions in which people can vary in their temperament. ...

Dit toegankelijke studieboek geeft een multidisciplinair overzicht van theorieën, praktijken en instrumenten in de publieke inkoop. Het beschrijft het wat en waarom van publieke inkoop en geeft professionals en studenten in het hoger onderwijs inzicht in hoe op een moderne manier ingekocht kan worden in de publieke sector. Centraal staat hoe publieke organisaties via de inkoop van werken, leveringen of diensten op een verantwoorde manier publieke waarde kunnen creëren en behouden.

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For courses in introductory financial accounting. A student-centered approach to financial accounting Accounting is the language of business, and understanding the role accounting plays in business is critical to a student's success in earning a business degree. Financial Accounting puts the focus on the purpose of Accounting in business.

With student-friendly examples and streamlined chapters, the 12th Edition delivers a student-centric approach to learning financial accounting. Time-tested ...

De woorden die belangrijk zijn in het examen Engels vmbo staan nu met vertaling op een overzichtelijke kaart. Wanneer de leerling die ca. 1500 examenwoorden beheerst, kan het examen Engels vmbo met vertrouwen tegemoet worden gezien. De kaart is bedoeld om er ca. een jaar voor het examen mee aan de slag te gaan. Door hem bij Engelse lessen en huiswerk te gebruiken, worden in de aanloop naar het examen al heel veel woorden één of meerdere keren gezien. Zo raakt de leerling spelenderwijs vertr...