Are you struggling with money as a student? Do you want to improve your personal finances and live with less financial stress? Well then this is a book for you! My name is Franklin and I'm a 22-year-old international student living frugally in the Netherlands. I firmly believe that every student can manage their money effectively so they can have the freedom to do whatever they want with what they have.

It’s not about how much money you make, but how much money you need that makes a differen...