Budgeting is the process of creating a plan for managing your finances, by estimating and allocating your income and expenses over a specified period of time, such as a month or a year. The purpose of budgeting is to ensure that you have enough money to cover your expenses and to help you achieve your financial goals, such as saving for a down payment on a house, paying off debt, or building an emergency fund.

A budget typically includes a list of all your income sources, a list of all your e...

Unlock the power of dividend investing with this essential guide. From building a robust portfolio to navigating market challenges, this book provides actionable strategies for every stage of your financial journey. Whether you're a novice or seasoned investor, discover how to select the right stocks, manage risk, and adapt to evolving market trends. Gain insights into current investment trends and a glimpse into the future of dividend investing. Take control of your financial future and harn...