Do you have some month left over at the end of your money ? Here’s the good news: as of now that problem is solved! Okay, money doesn’t buy happiness. But even with a detached lifestyle, we all need a minimum of material things.

Don’t worry. The starting point of this book, is the principle that you can pamper yourself as much as you like, buying things/objects/services to which you attach a particular importance, by funding them with savings that you earned by cutting down on expens...